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Legal Notice

Legal Information

Your access to and use of this website is subject to the terms and conditions herein, and to all applicable Federal, State and Local laws.  By accessing and browsing this website, you accept, without limitation or qualification, these terms and conditions.

Use Of Site and Copyright Notice

Copyright Notice – © 2010 Brenda Torgan, Inc. Dba HNAC Services – All rights reserved.

This site is for your personal, non-commercial use only. You may make copies of any part of this web site for your personal use only. You may not change any materials on this site or use them for any commercial purpose.

Web Site Links

Links to other websites from our web site are provided for your convenience.  Brenda Torgan, Inc. Dba HNAC Services is not responsible for the content of any other website.


We provide the information on this website to promote and inform any interested party and though we strive to provide complete and accurate information, we assume no liability or responsibility for any errors or omissions in the content of this website.   We may change the materials on our website at any time without notice.   ALL INFORMATION PROVIDED ON THIS WEBSITE ARE PROVIDED “AS IS”, AND WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.

Brenda Torgan, Inc. Dba HNAC Services assumes no liability, and shall not be responsible for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video or audio from this web site.

Limitation of Liability

Brenda Torgan, Inc. Dba HNAC Services will not be liable under any circumstances for any loss, damage or injury arising out of or connected in any way with the use or inability to use this site, any websites linked to this site or any information or materials contained in any such site.

Applicable Law

Use of this website and any disputes concerning this site will be governed by the laws of the State of Texas, United States of America, without giving effect to any principles of conflicts of law. The federal and state courts of the State of Texas will have exclusive jurisdiction over any claims related to this site.  Unless specifically prohibited by law the venue for any legal action shall be in Houston, Texas.  If you access this site from outside the United States, you are responsible for compliance with applicable local laws.


Images of people or places displayed on this web site are either the property of, or used with permission by, Brenda Torgan, Inc. Dba HNAC Services. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these terms and conditions or specific permission provided elsewhere on this website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

We may modify these Terms and Conditions at any time without notice. You should visit this page from time to time to review the then-current terms and conditions because they are binding on you.

Texas Regulated Business

Brenda Torgan, Inc. Dba HNAC Services is regulated by the Texas Dept. of Licensing & Registration, P.O. Box 12157, Austin, TX 78711, 1-800-803-9202